Payment Terms Generator
Professional terms for your invoices. Generate UK-compliant payment terms with the right wording for B2B or B2C clients.
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Optional - adds your business details to the document
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Late fees for individuals must be a genuine pre-estimate of your costs:
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PAYMENT TERMS
Payment is due within 14 days of the invoice date. Payment can be made by bank transfer.
Please don't hesitate to contact me if you have any queries about this invoice or need to discuss payment arrangements.
Generated on 9 February 2026
These terms work best with automated reminders
Clear terms are step one. Automated follow-ups are step two.
Important Note for B2C Clients
The Late Payment of Commercial Debts Act 1998 (which allows statutory interest at 8% + base rate) only applies to business-to-business transactions.
It does NOT apply when your client is an individual consumer (e.g., a parent paying for tutoring).
For B2C, you CAN include a late fee in your contract, but it must be a genuine pre-estimate of your loss, not a penalty.
Learn more at gov.ukRelated Resources
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Calculate what late payments are really costing you.
Invoice Generator
Create invoices with your payment terms included.
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Set clear terms for session cancellations.
B2B vs B2C: Late Payment Rights
Know your legal rights for B2B vs B2C clients.
Your Privacy is Protected
All processing happens locally in your browser. We don't store, collect, or have access to your business details, client names, email addresses, phone numbers, or any information you enter. Your data never leaves your device.
We only track anonymous page views to improve our tools — no personal data, no cookies.
Clear terms are step one. Following up is step two
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